Direct banking, powered by Deutsche Bank
Based on the PSD2 Open banking API, Request to Pay is a solution for bank transfers by Deutsche Bank and MultiSafepay. It leverages the trusted local banking environment of the customer and provides instant fund transfers throughout Europe.
Request-to-Pay rides the global success of real-time payments and can be seen as a truly cross-border solution for ecommerce.
- Familiar banking environment
- No account needed
- Instant SEPA transfers
- Funds transferred directly to your business bank account
- No chargebacks
How Request to Pay works
The customer selects Request to Pay at checkout and is redirected to the Deutsche Bank payment page.
They authenticate their account with their online banking credentials and authorize a SEPA bank transfer.
Deutsche Bank settles the funds in your business bank account, instantly with Instant SEPA or within 24 hours.
We offer the following integration options:
After clicking RtP the consumer selects their bank from a drop-down menu and enters their online banking login credentials. If this is a repeat visit to a trusted merchant, their details may already be stored by MultiSafepay – meaning they will have a more streamlined customer journey