What is Klarna and how does it work?
Klarna was founded in 2005 in Stockholm with the goal of simplifying payments. Klarna developed solutions which make it possible for consumers to pay after receiving the order.
With Klarna, the consumer receives the products and pays within 14 days. The purchase process is simplified as your customer only needs to enter his/her personal details, additional information such as bank details are not required.
Where does Klarna offer its services?
Klarna is available in the following countries: The Netherlands, Belgium, Germany, Austria, Sweden, Norway, Finland, Denmark, Italy and Spain.
By offering a ‘pay after’ solution in your webshop, you enable a conversion-increasing payment method. The consumer does not have to pay immediately, but can postpone payment until 14 days after receiving the order. In order to provide extra services to your consumer, it is also possible to postpone the payment by 10 days after the initial 14 days in the Klarna consumer app.
Accept Klarna Payments
Klarna is now one of Europe’s largest banks and is providing payment solutions for over 90 million consumers across more than 200,000 merchants in 19 countries.
In addition, Klarna acquired Sofort in 2013, allowing Klarna to also offer this direct payment method. By using Klarna, you do not undertake any risk for your transactions. Klarna assumes all the responsibility for not paid transactions and you are guaranteed your payment.
Pay later with Klarna
- Founded in 2005
- Guaranteed payment
- Offered in 205.000 e-stores
- 90 million customers
The payment process for webshops with Klarna
After initiating a payment, your customer chooses Klarna. Your customer is then forwarded to the Klarna page where the consumer enters his/her data. After filling in the data, a credit check takes place within seconds. If approved, your Klarna customer will receive confirmation that the transaction has been accepted.
As the transaction is confirmed to your customer, you will find the status of the transaction updated to ‘payment completed’ in your MultiSafepay Control. You, as a merchant, can start processing the order. When the order to updated to ‘shipped’, klarna sends the invoice to the consumer and you receive the payment from MultiSafepay within 21 days.
Integrate Klarna into your webshop
Integrating Klarna is easy. After you’ve applied for a business account at Klarna, we will start with the connection between Klarna and MultiSafepay. Upon successfully testing a payment you can start processing Klarna payments.
In order to provide the best service possible, MultiSafepay makes free ecommerce plugins available to seamlessly connect your webshop.
Klarna advantages with MultiSafepay:
- Availability in all popular plugins and integration solutions
- Safe and secure
- Consumers pay upon delivery, without risks for the webshop, guaranteed payment
- Klarna’s payment methods are optimized for mobile checkout
- Available with MultiSafepay in 10 countries
Free e-commerce plug-ins from MultiSafepay
This payment method is offered in our free e-commerce plug-ins including Magento 1, Magento 2, Woo-Commerce, Opencart, Prestashop, VirtueMart, Hikashop, Drupal, OsCommerce, CS-Cart, XCart, ZenCart, Lightspeed, Shopify, Shopware, CCV shop, Cubecart, Django, Ecwid, LogiVert, Mywebstore, ORO commerce, OsCommerce, SANA commerce, Ubercart, Wordpress Ecommerce, X-Cart, XT-commerce.
Costs and rate for your webshop
The cost of this payment method consists of a fixed amount per transaction and has no variable costs. The rate depends on the monthly webshop turnover. Curious about the costs for your webshop? Calculate your rate immediately.
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