Wero is here: What changes for your business

It's being built as a single, unified payment solution for all of Europe and designed to work seamlessly across borders. 

In the Netherlands, Wero is replacing iDEAL as part of this pan-European expansion. Dutch customers will still pay through their bank, but with added cross-border capability. In Germany, France, and Belgium, Wero arrives as a new payment option alongside existing methods. 

Backed by the European Payments Initiative and 16 major European banks, Wero is already processing peer-to-peer payments in three countries. Ecommerce acceptance began in Germany December 2025 with a limited rollout and now expands to merchants across all four markets. 

Here's what changes for your business and what stays the same. 

Germany, France & Belgium: New payment method 

What is Wero payment? 

Wero enables instant bank-to-bank transfers via the SEPA network. Money moves directly from your customer's bank account to yours (no cards, no intermediaries). Settlements happen near-instantly, 24/7, with real-time confirmation. 

Wero is a European initiative, owned and operated by European banks. This keeps payment infrastructure and governance within the region, built specifically for the European market. 

Customers in these markets may already recognize Wero from peer-to-peer transfers launched in 2024. When merchant acceptance goes live, millions of users will have access through their banking apps or the standalone Wero app. 

Why add Wero to your checkout 

Lower transaction costs: Account-to-account transfers skip card networks and their fees, offering more competitive pricing than cards and PayPal. 

Faster cash flow: Real-time confirmation means instant order fulfillment. No waiting period. 

Reduced fraud and chargebacks: Direct bank verification makes transactions more secure and cuts fraudulent payment risk. 

Cross-border capability: One integration works across Germany, France, Belgium, and the Netherlands immediately. As more countries join, your integration expands automatically. 

European alternative: A payment method built and operated by European banks for merchants who prefer European providers. 

What this means for you 

Adding Wero positions you to capture early adopters. Banks will actively promote it to their customers, building awareness and usage quickly. 

Early integration means you're ready as other European countries join. Instead of integrating different payment methods market by market, Wero expands with you. 

Operating across multiple markets? Wero simplifies everything with one integration, one set of reporting, and one relationship. 

Netherlands: iDEAL replaced by Wero 

What's happening 

iDEAL is being replaced by Wero. This isn't an evolution - it's a move to a whole new payment method. To ease the transition, a co-marketing initiative is launching using dual branding: iDEAL | Wero. 

This co-branding runs from early 2026 through end of 2027, giving everyone time to adapt. After that, it's simply Wero. 

Wero partners with the same Dutch banks that supported iDEAL, so customers still authenticate through their familiar banking apps. The experience stays recognizable even as the platform changes. 

Important: You need to add Wero as a new payment method. This isn't automatic. If your Payment Service Provider (PSP) doesn't support Wero, you'll lose the ability to accept these payments. Check with your PSP about their integration timeline. 

How does Wero work? 

The flow mirrors what customers know from iDEAL. They select Wero (or iDEAL | Wero during transition) at checkout, authenticate through their banking app or the Wero app, and you receive instant confirmation to begin fulfillment. 

The Wero app works as an alternative to bank apps for customers who prefer a standalone payment application. 

What changes 

• New branding: iDEAL | Wero logo during co-marketing, then simply Wero 

• New payment method: You must add Wero to continue accepting these payments 

• Cross-border payments: Accept payments from Belgium, Germany, and France 

• Consumer protection: Disputes and chargebacks now available 

• Future capabilities: Installments and subscriptions planned (no release dates yet) 

What stays the same 

• Checkout flow: Customer selects payment method, authenticate through their bank, and returns with confirmation 

• Customer experience: Same banking app, same credentials, familiar authentication 

• PSP relationship: Continues if they move to the EPI scheme and support Wero (confirm with your provider) 

The upside 

Beyond maintaining payment acceptance, Wero opens new doors. 

Tourists from Belgium, Germany, and France can pay using their home banking method. This helps remove friction that costs international sales. 

When you're ready to expand into these markets, you already have a payment method customers recognize and trust. No separate integrations are needed. 

One payment method across four countries simplifies operations significantly compared to managing different solutions per market. 

What MultiSafepay is doing 

We're launching a Wero integration to make activation straightforward, whether you're adding it fresh or transitioning from iDEAL. 

Dutch merchants: We'll support your move from iDEAL to Wero, handling technical updates to maintain uninterrupted payment acceptance starting from 20 January 2026. 

Other markets: Simple addition to your payment mix. No system overhaul is needed. 

We handle the technical work. You focus on growth.