Next-day Buy Now, Pay Later payouts - by Openbank & Santander
Zinia is the consumer postpay solution by Openbank and Santander Consumer Finance. Offering this payment method will allow you to leverage these trusted and recognizable brands amongst their existing customer base.
One of the main USPs of Zinia is it allows for next-day clearing of funds. When you’ve shipped your order, Zinia will pay out your funds within a day – as opposed to the payment periods of other BNPLs that can lead up to 21 days.
With rising controversy surrouding the late fees that many BNPL providers charge to their customers, Zinia has chosen another, consumer-friendly path. Zinia’s late payment fees are very low, which is a good step towards a more consumer-friendly BNPL landscape.
Throughout Europe, Zinia is used by more than 2 million consumers, and currently offered by more than 60.000 businesses in their online checkout.
- Highly customer friendly due to fair and low late fees
- Powered by reputable, familiar brands
- Fast payouts due to next-day clearing
- Available both online and in-person
- Focus on the relationship with you the merchant and not the consumer
How Zinia works
The customer selects Zinia at checkout and is redirected to a MultiSafepay payment page.
They agree with the terms and conditions.
A soft credit check is performed and the payment is authorized.
The order is shipped and the customer is invoiced.
Funds are settled in your MultiSafepay balance after 24 hours.
Nous proposons les options d'intégration suivantes :
Zinia is a great payment method for both merchant and consumer. By offering various payment methods, fair late fees, and next day payouts, the payment method is perfectly suited to offer great experiences for everyone involved."